Statewide Housing Conference

Bismarck, North Dakota
Tuesday, February 07, 2017

Tuesday, February 7, 2017
7:30 a.m. – 5:00 p.m. Registration and Check-in

8:00 – 9:30 a.m. Public Policy Session
With the North Dakota Legislative Assembly in full swing, lawmakers will be having important policy discussions on housing issues impacting the state. This session will give housing advocates an opportunity to learn where those discussions are heading and provide their input to decision-makers.

8:00 – 10:00 a.m. Continental Breakfast

10:00 – 11:30 a.m. Plenary Session – Radical Resiliency, Eileen McDargh
Radically turbulent times demand professional and personal responses that transcend our regular work and life patterns. It’s not about happy faces on mirrors and mantras on coffee mugs. It’s not about hanging on while holding back. It’s about times when you feel someone ate your cheese, drained the swamp, and went from great to less-than-good. How can professionals cope with change while staying focused on their jobs and organization goals?  The answer is resiliency - the ability to find the inner strength to grow through a set-back, challenge or opportunity.

Resource: Resiliency: A Radical Redefining 

11:45 a.m. - 1:45 p.m. Plenary Session Luncheon – Statewide Housing Needs Assessment, Nancy Hodur, Ph.D.
As North Dakota continues to evolve so does the population. What will these socio-economic changes mean for housing in our communities? It varies across the state, but could have significant and dramatic impact. The Statewide Housing Needs Assessment is a peek into the future and this session will take a deeper look at the key findings and implications on the state.

Slides: Population Projections and Housing Needs in North Dakota
Resource: Statewide Housing Needs Assessment 


2:00 – 3:15 p.m. Concurrent Sessions I

1A) Financing Community Land Trust Homes
Community Land Trusts (CLTs) in Grand Forks and Minot are successfully providing affordable homeownership opportunities through this new-to-North Dakota model, and other North Dakota communities are considering the option. To be successful, CLTs must build and maintain partnership with lenders and real estate agents. This session serves as an introduction to the first-mortgage approval process including the basics of underwriting a CLT loan.

Slides: Community Land Trust Mortgage Financing
Slides: Leasehold Mortgage Financing
Resource: Community Land Trusts: An Overview


1B) The Power of Service: Give Residents a Reason to Stay, Part 1
Why do people choose to rent from you instead of your competition? And why do your residents choose to stay with you instead of moving to your competition? Most residents don’t leave because someone did something wrong. Instead they leave because there was no compelling reason to stay! In this session, you will find out why residents stay, what they expect, why service is the most important part of the deal, how to use service to maximize your competitive edge and how service compounds the value on your bottom line.

Slides: The Power of Service
Handout: The Power of Service

1C) Records Management and Open Meetings
When public funding is involved, sunshine laws require that records and meetings are open to the public, but negotiating what is and isn’t a public record or an open meeting can be tricky. Help stay on the right side of the law and find out what doing business with public dollars means for you.  

Slides: Open Records and Meeting Law
Slides: Open Records: What to know when working with NDHFA

3:15-3:45 p.m. Refreshment Break

3:45 - 5:00 p.m. Concurrent Sessions II

2A) Is Student Loan Debt Affecting Homeownership?
The American dream may include graduating from college, getting a job and buying a home. Rather than purchase a house in their mid to late 20s or early 30s, Millennials are waiting to jump into homeownership. Is this trend due to student loan debt?

Slides: Is Student Loan Debt Affecting Homeownership?

2B) The Power of Service: Give Residents a Reason to Stay, Part 2
No matter how well we screen and no matter how hard we try, we’ll rent to some people who make our lives miserable! And…once they’ve signed the lease, things can go from bad to worse. In this session, you will learn the five core issues that make residents unhappy; how to effectively handle residents who are difficult to deal with; how to keep anger and emotional outbursts from escalating; the six-step process calling residents accountable for their behavior and how to recover from mistakes that turn good residents into bad situations.  

2C) To Rehab or Not to Rehab, that is the Question
Rehab projects typically generate more questions than answers. Where to start? What’s the long term value? How to put together a financing package that works? Our panelists will walk you through the planning stages of a rehab project and discuss innovative financing solutions that will help you get your project moving forward. 

Slides: To Rehab or Not to Rehab: Finance Steps to Success
Handout: Finance Steps to Success
Slides: To Rehab or Not

5:00 – 7:00 p.m. Networking Reception

Wednesday, February 8, 2017

7:30 a.m. – 12:00 p.m. Registration and Check-in

7:30 – 8:15 a.m. Networking Breakfast

8:00 – 9:15 a.m. Plenary Session - On the Economic, Political and Business Climate, Roger Tutterow, Ph.D.
Well into the eighth year of this recovery, some pundits have suggested the expansion is getting dated. Recent data does confirm that economic growth has slowed in recent quarters. In this session, Dr. Tutterow provides a timely overview of the current global, national and regional economies as we enter 2017. Special emphasis will be placed on the ongoing debate regarding Federal Reserve policy, linkages between residential real estate and the financial services sector, the effects of the recent downturn in oil prices on regional labor and housing markets and the implications of ongoing changes in the political landscape and regulatory environment for the business climate and economic growth.

Slides: On the Economic, Business and Political Climate

9:30 – 10:45 a.m. Concurrent Sessions III

3A) National Housing Market Index

Based on a near census of origination volume for the entire home purchase market, the National Housing Market Index provides accurate coverage of origination trends from many key perspectives. The companion National Mortgage Risk Index covers the entire agency home purchase loan market. It measures the safety of mortgage lending with loans classified as low, medium or high risk at national, regional,and local levels. This presentation will make you think about housing markets trends and the loans being originated in today’s market - is the credit box too loose, what’s the potential for another mortgage crisis, and how could your business be affected?

Slides: National Mortgage Risk Index and National Housing Market Index


3B) Emerging Housing Discrimination Issues
During this session, we will focus on the emerging and “hot button” issues of criminal background checks and reasonable accommodations. We’ll start by looking at HUD’s April 2016 guidance for property owners and property management companies regarding the use of criminal background checks of potential tenants, and we will discuss the guidance along with best practices in the use of background checks to avoid a discrimination complaint. Next, we will focus on reasonable accommodations for individuals with a disability looking at actual cases involving requests for accommodations. Bring your questions for this open dialogue format.

Slides: HUD and Criminal Background Checks/History
Slides: Fair Housing Laws - Reasonable Accommodations and Modifications 

3C) Uncovering the Development Financing Mystery called RAD
Rental Assistance Demonstration has been utilized throughout the nation to allow public housing and owners of U.S. Department of Housing and Urban Development (HUD) assisted properties to secure long-term financing for properties in serious need of rehabilitation. In this session, industry experts will provide an in-depth look at the RAD program and how it can work in North Dakota. 

Slides: Uncovering the Development Financing Mystery Called RAD
Resource: Affordable Housing Initiative 

10:45-11:15 a.m. Refreshment Break

11:15 – 12:30 p.m.     Concurrent Sessions IV

4A) Mortgage Lending Roundtable
We’ll follow-up our introduction to the National Mortgage Market Index with a roundtable discussion led by national, regional and local homeownership experts. Our panel will take your questions and offer their thoughts on issues affecting mortgage lending today.

Slides: DEAL One Loan and Other Education Financing Programs
Slides: Economical Rental Housing for Communities that Work and Wealth Building Home Loan
Slides: Bismarck Mandan Homebuilders Association
Resource:  NDAA Brochure

4B) Situational Awareness and Self Defense Mindset
When faced with a dangerous situation, being aware of a threat even a few seconds early may keep you safe. During this session, you’ll learn how to identify a threat, defend yourself, and keep yourself out of harm’s way.



4C) Understanding Permanent Supportive Housing
Permanent Supportive Housing pairs affordable housing with case management and supportive services to help individuals end long-term homelessness and/or leave institutional care. During this session, we will discuss how vulnerable populations can be helped using evidence-based practices like Housing First and Permanent Supportive Housing models, and the cost-effective utilization of Medicaid to provide these services.

Slides: Supportive Housing and Medicaid 
Resource:  Creating a Medicaid Supportive Housing Services Benefit in North Dakota

12:30 - 2:00 p.m. Champion of Affordable Housing Awards Luncheon
 

Contact Information

  • Contact Sarah Mudder or Amber Schmalz at 800-292-8621 or
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